Insurance companies engage experts in the form of loss adjusters and investigators to protect their interests.
Having an expert explain all the nuances of the cover to you, assist you in loss minimisation strategies, and prepare your claim in accordance with the cover and terms of the policy allows you to do what you do best: look after your customers and concentrate on getting your business back to where it ought to be, as quickly as possible.
Most businesses engage a tax accountant to assist with their tax returns because the tax system is so complicated and it is easy to make a mistake. Insurance is equally, if not more, difficult and an expert on your side is a must. The insurance industry itself appreciates the need for this service and, in many cases, the cost of engaging such an expert is covered by your policy.
With an IICP recognized Claims Preparer on your side, you will have the very best expert working for you.
IICP recognized Claims Preparers combine continuing professional development and research with years of practical experience and empathy to provide you with genuine help over the duration of your claim.
When to contact
While it is not always clear when you may benefit from appointing a claims preparer / public adjuster, the most benefit is likely to be realized if they are engaged immediately in the case of a loss.
Shortly after the insurance company receives notice of a loss, an adjuster representing the insurance company would visit you to gather facts about how the loss occurred, the extent of the loss, and the possibility of subrogation and/or recovery.
Incorrect, incomplete or inadequately expressed answers to the loss adjuster's questions may reduce the amount that can be claimed. An IICP recognized Claims Preparer engaged early in the process, before the fact-finding stage, will have more opportunity to help you receive an equitable and fair settlement for all losses legitimately covered under the insurance policy.
However, any time during negotiations with the insurance company and even after a settlement offer has been received by you an IICP recognized Claims Preparer may be of benefit to you.
To contact your nearest IICP recognized Claims Preparer please use our Locate a Member or Contact pages.